What Are Personal Touch Bankruptcy's Attorney Fees?
You have probably noticed that most bankruptcy attorney websites are devoid of bankruptcy attorney fee information or advertise a teaser attorney fee that common sense tells you is not the fee you will actually pay. This leads to the assumption that bankruptcy attorneys cost about the same or the wildly false assumption that bankruptcy attorneys all operate the same way. We want to be transparent and up front. But, understand that prospective Personal Touch Bankruptcy clients are given a personal quote that is based on their individual circumstances. The bankruptcy attorney fees stated here are to give you an idea of what we charge.
Costs to File Bankruptcy
Colorado Bankruptcy Court Filing Fees. These are the fees charged by the Bankruptcy Court to file your case.
Required Bankruptcy Education. The bankruptcy code requires all consumer debtors to submit to a consumer credit counseling evaluation and financial management course. The cost depends on who you use for these courses, but typical costs are as follows:
Personal Touch Bankruptcy Attorney Fees
At your free initial consultation, all prospective clients are quoted a Personal Touch Bankruptcy Attorney fee for their specific case. What determines the attorney fee for a particular case, or what are you actually paying for?
- Time: With any legal service, you’re buying the attorney’s time. Two factors weigh on the amount of time a case will require.
- Quantity and Complexity: The more issues, the more information, the more documentation, the more explanation required in a particular case, the more time it takes.
- Level of Service: The more service a client expects or deserves (meetings with attorney, phone calls with the attorney, email exchanges with your attorney, etc.), the more time that occupies. We, obviously, feel we provide the highest quality of service available.
- Expertise: More experienced attorneys tend to cost more. The attorneys have spent years mastering their craft. Likewise, a master electrician costs more than an apprentice.
Personal Touch Bankruptcy Attorney Fee Ranges, Chapter 7 Bankruptcy:
- 70% of cases range from $1,765 to $2,899 (most of those will be $1,765 to $2,399).
- 20% of cases exceed $2,899
- 10% of cases will be less than $1,800. (We offer discounts to disabled and elderly clients)
Personal Touch Bankruptcy Attorney Fee Ranges, Chapter 13 Bankruptcy:
Please read our article on How Chapter 13 Bankruptcy Attorney Fees Work.
Does Personal Touch Bankruptcy Offer Bankruptcy Attorney Fee Payment Plans?
Yes. At your free initial consultation, we will discuss the fee for your case and work with you to implement an individualized payment plan that works for your situation.
Does Personal Touch Bankruptcy Offer Bankruptcy Attorney Fee Discounts?
Yes. Since our bankruptcy attorney fees are customized to the client, we are not unsympathetic to those facing a dire hardship. For example, if a client’s sole source of income is social security, we may discount those cases.
Other discounts include the following:
- -$100.00 for paying in full when you retain our services
- -$100.00 for delivering all initial requested information and documents within 14 days of retaining our services.
What Might Make your Case More Expensive?
It is impossible to give a comprehensive list of factors that occupy more time, but here is a list of common factors that require more time and expertise:
- Self-employed client;
- Small business owner;
- Special debts such as back taxes, student loans, restitution;
- Recently divorced or pending divorce;
- Own more than one parcel of real estate;
- Recently sold or transferred major assets (e.g. home, business, cars, guns)
- Unmarried but living with someone;
- Recently moved to the state;
- Being sued by collectors;
- Old debts and judgments;
- Filed liens;
- Recent history of gambling (especially if using credit);
- Bounced checks and pay-day loans;
- Pending foreclosure; and
- Unfiled tax returns.
Our promise to you is that we will give a fair and firm quote to handle your case the Personal Touch Bankruptcy way.